Oh yeah, the free consulting at the bank. Don’t get me started. There is nothing free in my industry which does attract amazing numbers of charlatans, thieves and just plain bad professionals. There are huge conflicts of interest built into the system!.
To properly advise someone you need to have a comprehensive holistic view! You need to learn what makes them tick,what they are really looking to accomplish. Some don’t even know. Financial planning is not an event, its’ a process. Most in this business will not do this hard time consuming leg work…they just want to get to the money because that is where the money is!

I can go on for ever…but I need to finish the next blog post and try to hit my bed by midnight!

My son has flown that route alone many times and AA has made some good money from us on the “unacompanied minor” fees. He is almost 16 and I think he can do fine unacompanied without the fee and take care of his little sister. I agree stuff like this teaches them independence and self-sufficiency. I want to send him as an exchange student but he does not want to go. But he went on a People to People three week trip to Australia last year. And he has been in away camps. So, if we have to do this, I will definitely do it and let them…”swim”!

Having them learn to fly alone is a good experience for them. Teaches them independence and self-sufficiency. Be careful of the “unaccompanied minor” fees though. Some airlines charge more than others and some require it. My four are grown, but they are all great travelers and all studied or lived abroad at one point or another. Good for them!

Nah, it must be to hit the overall Q3 numbers.

Who wants to spend all that time to bother going to the Maldives anyway? Oh, unless you’re a blogger desperate for content?
He paid for those “secrets”. Nuff said.

What about Mr FancyPants, Gary from VFTW?

I can let them fly alone now, son is old enough to take care of daughter. But no way I will let them ride the train alone! Wife must be back to work on Jan 2nd, just one seat it should be easy to get eventually. Or do 3 separate reservations, get them one by one…Looking for 3 at a time is the problem I think. Busy day, people returning home after New Years.

I had to google Valerie Harper. Can’t say I knew who she was!
I don’t get out much!

Good luck Sir!