why stock up on apple cider vinegar and charcoal filters on jet.com? health benefits?

I plan on doing a few of these next year (file early, save more, increase retirement contributions). 2015 was the first year I maxed out my Roth IRA. In 2016, I plan on doing it again – and maxing out my 401(k). That’ll be HUGE progress!

Funny you’re in Dallas now – I’ll be there next week. Safe travels and thanks for all!

-H.

U are Number 1!

One day I will join them!

Thanks for buying it with my Amazon link and for the extra quarter. Each quarter counts. When everyone does that I will be able to buy out some of the Blogs To Ignore to improve humanity 🙂

The guy wrote at WSJ for many years. Then he left and went to…Citigroup…gulp! Recently left there as well and is slowly getting back to his true calling, writing about personal finance. He does have common sense and writes very well. I do not agree with some of his points and that’s okay. Personal finance pays the bills in my household, this TBB thingie is mostly for fun. Like making jokes about quarters lol.

And miss the 100k signing bonus credit cards you guys miss in Europe? No way Jose 🙂

I agree 🙂

Turbo Tax is fine for simple tax returns.

Not sure about if you are referring to an actual tax identity theft issue or just the general huge data hack earlier this year. If someone stole your SSN, filed on your behalf and already spent “your” tax refund, there is a certain process you must follow: paper return with an affidavit on top, copies of docs, etc and mailed to the IRS and then wait…wait…and wait some more for their “investigation”. At some point it will be confirmed as a tax identity theft and at some point you will receive a PIN you must attach to your 2015 personal tax return…It’s a clusterphuck, this is a huge growing problem, IRS can’t keep up, the scammers are out for blood and, guess what, they use a lot of these prepaid debit cards we use in The Hobby…no wonder the Wal Mart staff is looking at us like criminals hehe. If is due to the huge data hack, not much else to do other than what you stated, just file FAST in early 2016 if you can.

I had that NYT by my door at the Dallas Fairmont this morning, nice article.

Nice move on the ETF donations! I donated a crap load of crap to Salvation Army this year…amazing how much crap can be accumulated. Having said that, I am at a big shopping mall in Dallas right now at a Starbucks while wife is roaming the shops oh oh 🙂