We bring you a guide of eating in Austin, go on some epic road trips, show you ways of keeping ThankYou points alive, how to go from denial to approval in your travel rewards credit card journey, bring you a guide about them pitiful Spirit Airlines miles, how to hook up in the air, your daily personal finance fix, meet an awesome photographer and much more!
TBB Blog Mission: To Entertain. Educate. Inspire. In That Order!
Still on catching up mode, in case you missed it:
Going from Denial to Approval in Credit Card Reconsiderations
Spirit Airlines Miles Cheat Sheet
Love at 35,000 feet, your travel dating options.
A guide to eating in Austin, Texas.
Here are 15 most epic road trips around the world.
Your personal finance fix of the day: 51 Things You Shouldn’t Do. Of course #20 does not apply to us hobbyists. What a great list!
National Geographic’s traveler photographer of the year, Anthony Lau. This one is “Winter Horseman” in Mongolia. WOW!
Searing pictures show tragic Iraq War consequences.
For crying out loud, stop clicking on these links, do NOT fall for this crap! Wake up! #THINK
And I leave you with this…Coming through!
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Gold baby?
Great day of content. Silver?!
“Don’t buy any fund with annual expenses above 0.35%.”
What would you do if the 401k offered by work has an expense ratio above 1%?
And there’s no match.
If you are not self-actualized in this job, I would keep an eye out for a better one that hopefully comes with a better 401k Plan! Job market is pretty good these days…
But if not, you need to make the best of what you have been served with…Unless you are in a low tax bracket, it still makes sense to maximize the 401k deduction because of the immediate bang you get from the current tax deduction!
There is A LOT of movement in the 401k marketplace in improving the plans, which includes lowering expense ratios of the fund offerings. Your employer has been approached by competing providers and IS thinking about it. But the employer won’t make a move most likely if the employees do NOT voice their feelings about the current state of the 401k plan. So, I would encourage you to make your feelings known and, even better, get work colleagues to do so with you! With the added angle that this makes sense from the employers’ side as well as it is the job of the Trustee of the Plan to keep looking out for the participants’ best interest (to avoid getting sued by the participants…it has been happening and this will likely increase!).
No funds under 1% expense ratio is just AWFUL!
Many startups have something similar. I am looking into one myself. We are bootstrapped. Cost is a huge issue. As I see it, I would rather offer a 401K with expensive plans than not at all. Of course, I would move to a 401K with better options as soon as we can afford it.
There are fortunately affordable options for small companies
http://www.clark.com/cheap-retirement-small-busines
Have you seen the Frontline episode Retirement Gamble? If not, watch it. Also read this. http://jlcollinsnh.com/2013/06/28/stocks-part-viii-b-should-you-avoid-your-companys-401k/
Only good experiences here. Bare bones, low cost. Even default fund options are great.
http://www.employeefiduciary.com/
being an Austin resident, that is an absolutely terrible list (even for gluten free). Via 313 has better pizza, skipped Wildwood Bakery which is a gluten free only bakery, Vivo for Tex-Mex?!
ALL lists are subjective…and food related lists are way up there! I have come to trust this writer who has been blogging about food related stuff for many years now so I thought it may help some readers sharing her post on the subject here. Thanks for the feedback!
I can agree on lists, especially food lists, being subjective. I just know that if someone only visited those restaurants they would be getting mediocre meals and not the great food that makes Austin a foodie spot.
being a (recently former) Austin resident I agree; this is kind of a strange list missing some of the top spots with truly great food
Ok guys, thanks for the feedback.
Being an Omaha resident, I find this list completely irrelevant to my needs. #bullshit
Travel Summary is moving over to Travel Codex completely. Interesting quote:
‘At some point I also made the move from being self-hosted to being a part of BoardingArea. I think that choice was a good one in theory, but during the transition there was a significant technical issue that completely destroyed all the traffic and search engine visibility I had created for myself. Instead of my traffic increasing as I joined BoardingArea, my traffic took a nose dive and never recovered.’
Just a few minutes ago I entered this and my commentary on it in the draft of tomorrow’s post.
And yeah, I am actually shocked by this.
This pretty much seals it…I am not moving to BA anytime soon 🙂
But travel codex is part part BArea?
BoardingArea provides advertising and syndicates the RSS feed, but I’ve hosted Travel Codex myself from the very beginning.
Sounds like a great arrangement. Still blown away what happened to TS when he migrated…wow!
They have no marginal cost since I pay for the hosting. I get to control my site’s development schedule. Seems like a win-win.
This was pretty interesting–the Japanese town built inside of an active volcano:
http://www.smithsonianmag.com/travel/japanese-town-aogashima-active-volcano-180959153/?no-ist
I wonder if Jake at State Farm will insure a house there? 🙂
I’ll just leave this here.
[see approx. @ 0:57]
Girls’ Generation (SNSD) – Run Devil Run (MV)
https://www.youtube.com/watch?v=q_gfD3nvh-8
re: “Coming through”
Context: gif appears to be a cover of K-pop girl band