Cheap ETFs, AI Bubble Or Not, Flying Tesla Roadster, Amex Platinum Credit Changes

Another TBB post featuring the most eclectic links around the web such as the cheap ETFs, AI bubble or not, the flying Tesla Roadster, the Amex Platinum credit changes, haunted cemeteries, elderly care experts, best bridges, every lighthouse in the world, only the best photography and Thailand links and of course always all of the most important developments in the crazy world of frequent flyer miles and points at the lower half of the post. And much more. Enjoy the weekend.

 

Blog Mission: To Educate. Entertain. Inspire. In That Order!

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No clickbait. No ads. No algorithms. No sponsors. No AI. No paywalls.

 

This blog started way back in 2012 focusing on my crazy hobby addiction of traveling with frequent flyer miles, hotel and bank points. It has since evolved to curated posts featuring the best web content along with my commentary.

 

BLOG HOUSEKEEPING

This is truly a one man labor of love operation, enjoy it while it lasts.

There will be changes to the blog starting in 2027 because the present format/structure is not sustainable.

On the personal front, I was planning to enter semi retirement in my main job (blogging is NOT it) starting in 2027 but the colleague planning to take over 3/4 of my firm had a sudden change of heart so therefore I am not retiring. Whoever said retiring is hard was right on. I elaborate more about how it will impact the blog going forward in the MY ACTION AND BLOG BUZZING section of the blog.

Serenity now…

The 17th Epson International Pano Awards Running on Salt Aerial. Dead Sea, Israel. PhotoCredit:ShimonPerlstein

 

QUOTE OF THE WEEK

 

“Be a free thinker and don’t accept everything you hear as truth. Be critical and evaluate what you believe in” – Aristotle

 

PERSONAL FINANCE

Must read: Your ‘Cheap’ ETF Costs More Than You Think. The costs of many popular funds have barely budged even though assets have soared. I have been in the wealth management industry for a long time. And I have been a huge fan of broad based Vanguard ETFs all along. When you can pay 0.03% for, say an S&P 500 ETF while you have an S&P 500 ETF from another company that costs substantially more than that for the same stocks…you are being taken advantage of. Unless that advisor makes it up on service…yeah, I doubt it. Be careful out there!

It’s that time and be careful if this applies to you: Shopping for Your 2027 Medicare Coverage Is Extra Important Now. Be sure to read your mail this fall — big changes to prescription drug plans and Medicare Advantage provider networks are coming, and could cost you more.

Another link that deals with aging. Something that we are all hopefully going to experience. Because the alternative being buried six feet under is much worse! These Professionals May Be the Best Kept Secret in Elder Care. They can arrange a move to a senior living facility, deal with Medicare and Medicaid, recommend doctors, drive a client to the dentist, and much more. They used to be called geriatric care managers by the way. And about ten years ago they rebranded and are now known as aging life care managers. Their association’s website is here: AgingLifeCare.Org. Which includes a directory as well.

 

AI/TECH

Interesting quotes: 100 leaders call their shot on work and AI in 2027. I predict most of them will be wrong.

I enjoyed this video. You take an AI fan boy and a guy betting against it and let them go at each others’ throats: Is There an AI Bubble? A Debate. I actually follow the AI guy on Substack and I like the other guy’s arguments better but his delivery is so arrogant.

This is great! SynthID Detector. Identify AI generated media. 

 

SCAMS/CRYPTO

I am adding this one here in this section to mess with some of you Elon fan boys: The incredible flying Tesla Roadster is just for show. It’s OK to marvel at the stunt — it’s pure spectacle. If you are going to bitch here please read the article first. If you were one of the people who paid $50,000 for a deposit back in 2018…lol. Then again, you probably got tired of waiting and bought one of the few hideous Cybetrucks.

Since we are on the subject of Elon, this is a fun interactive site: Spend Elon Musk’s Money. You can always spend some on some obscure blogger blogging away for the love of the craft since 2012.

 

 

 

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19 Comments

    1. You are very welcome as always. On the retirement front, it’s all good. Things happen for a reason they say. I love what I do and I love my clients. And they love me but maybe one or two not as much as they did before I wasted their time with this.

  1. Wow, thanks for so much good stuff to carry me through the weekend like always! Sorry the retirement plans got changed but who knows, maybe a better guy will come along to take over. Sounds like the travel for the family is going good too! Thanks for all this, I know it is work and I do not know how you do it but am sure glad you do!

    Me, it is the cardiologist again today and later on a CT scan and then some surgical stuff in February unless they can move it up (unlikely). I suspect no travel until after that. Ugh. I am hoping to be in Italy for my 70th birthday next year though, that is the goal.

    Have a good weekend and my best to you and your family!

    1. Gracias senor, see my response to Vicky below talking about retirement stuff. All the best with the cardiologist, yeah, prioritize health over travel. But maybe sometimes they do go together you know, to keep our sanity intact lol.

  2. George – sorry to hear about your retirement plans. I’m actually trying to figure out my own (far too early) retirement right now also, which is why I’m able to blog again! Whenever I log in, I creep on your updates on facebook lol.

    Thanks for the link. Already up to 5 views from it lol. I’ve been working on A LOT of awesome updates to the blog for a while, which are almost done. I’ll be sharing everything in a post soon!

    1. I post on FB once every quarter or so, ain’t got time for dat there. Better to follow me on IG. Oh, I nuked my Twitter account (actually both of them) when Elon came into the picture and phucked it all up. Nice to hear abt yr own retirement plans, you must have done well away from this quirky space. I am still at it, same as old. Doing all I can to against the wind of pimping myself lol. You have stayed in my Feedly all along and I was shocked when I started to see some updates come through and I thought initially it may all have been a tech glitz.

      Looking forward to your updates. Feel free to email me anytime:
      travelbloggerbuzz@gmail.com

  3. Thanks for the elder care article, very timely! I am once again dealing with a parental health crisis which is very much not helped by my parents’ unwillingness to plan for the inevitable. (Dear 80 year olds: you really don’t need a massive two-story house for just the two of you. Please downsize!)

    Good on you for getting the shingles vaccine. My manager got shingles a while back and it was pretty bad, he could have gone blind in one eye if his daughter, who works in the medical field, hadn’t happened to be visiting and brought him to the ER. I think the vaccine protects against dementia too.

    There really are a whole bunch of TPG jobs, my goodness.

    1. One of my clients has been dealing with an unreal and ongoing parental crisis ever since they retired. I feel for you man, this can get tough all around. Hope it gets better!

      TPG jobs: Is it because they all get fired? Or is business still actually that good? Or both.

      Yeah, glad I got the shingles vaccine out of the way. I had hesitated for so long.

  4. I’m sorry to hear your retirement plans have be derailed. Must be disappointing for both you aren your wife.

    We paid to take the Shingles shot at 60 which means it was not covered by Medicare in Oz. Felt it was worth every cent vs actually getting Shingles and even more rewarding with research linking it to a decreased risk of dementia.

    So now we are at the pointy end of the collection year, what is your take on renewing Hyatt status going forward? For us, as long as our travels are to Asia or Europe we see value but if our travel was solely in the US probably would not bother. Due to health issues our year has been a year of cancelled plans I am giving it a rest from planning anything until the new year when health issues may be less cloudy.

    1. It is only disappointing that it happened at this point in the process. As a client said, well, it is better than if this had happened months into after he took over. So, there is a silver lining on everything I guess. I am more relieved and my clients have exhaled. But this whole ordeal was totally preventable and somewhere all along I should have judged better. Back to original retirement plan, work less as my clients die off. Hopefully I beat them all to it lol. In the meantime, I have laid my conditions on who I would like to leave my clients to if I am not around and…waiting for that ideal firm to arrive. And I am not holding my breath for any firm to appear. And it is perfectly fine. I have managed to operate with a laptop and a wifi connection and I intend to still travel more. And, basically, still do what I do. The only difference would be that this blog will take a back seat. Which should have happened years ago. Not going to shut it down but you will see a difference.

      At this point I am not sure what the elite status travel plans are for 2027. With another trip to Bangkok again and likely staying at one of the Hyatt Place properties for at least a month, there is a path to Globalist. Maybe that premium Hyatt card finally appears in 2027 which will make it a slam dunk. But I am conflicted with Chase points now becoming harder to get and the 4:3 ratio is insulting. With retirement plans having been revised I can afford to pay out of pocket easy so I may just pay and enjoy my Globalist status and not overthink it anymore (as in trying to get another 31 nights in SE Asia all booked with points/FNCs. I am going to have some IHG nights as well in 2027 too. Bottom line is we got to make health a priority and will definitely lean towards that in travel as well.

  5. All day long today I get this message below trying to login to my site…there is a phucking AI comment that came through and I need to trash it and I can’t. Don’t click on links shown here, give me some time to make sure they are legit.

    1. WordPress Login Temporarily Disabled

      We apologize for the inconvenience! You are seeing this message because your site has recently been targeted by attackers attempting to gain access to your WordPress Dashboard. In order to protect your site your WordPress Login page has been temporarily disabled.

      Unfortunately, you will be unable to login to the Dashboard until the block expires.

  6. So much to unpack…

    Major condolences about the retirement setback. It annoys the crap out of me on your behalf that the jerkwad suddenly decided that promises made were not meant to be honored.

    The aging advocates info was good to know.

    I would have cheerfully used your link for a BOA Alaska biz card if they permitted it.

    It’s stunning that you waited until now (we’re the same age) to get a shingles set of vaccines. When I reacted to my first shot my wife swore to get hers as soon as humanly possible since if the vaccine was that bad she could only imagine how it would be with the actual illness. Glad you didn’t get Shingles.

    Sad to say but I’d almost forgotten about Omar.

    Any chance on a link to a link to a C1 Savor card?

    Keep up the good work and thanks for whatever time is left for we few but faithful.

    1. Emailed you with the link. For everyone else, email me 🙂

      I waited to get the Shingles vaccine because I was scared as my wife too had a really bad time with it. And then I kept reading that it is not that effective. I finally did it. The 2nd shot was rough but the symptoms only lasted for a day, much less than what my wife went through, she was down for like three days. I think what did it was a friend got Shingles earlier this year and she had a horrible time with it…and yep, she was not vaccinated.

      Yeah, all check out Omar at Travel Summary, looking really good.

      I am still trying to process wtf happened with my colleague. It has been a week since THE phone call. And I am trying to repair the damage that was done with my clients, hopefully it was early enough in the process. But oh boy does that make me look bad. My judgment was way off. Still can’t believe it actually. Made me reconsider so many things though, hugely educational and costly as well. Everything happens for a reason they say. And maybe I was not meant to retire, having client relationships for so long are cherished and gives me a hell of a reason to keep going. Right now, I am recovering 🙂 And committed to the previous plan of working less as my clients die off. Hopefully they beat me to it lol. And I will look for another successor that checks off all boxes to find me, done spending time to find them. And if one can be found they must have done this before and this time I am asking for a big earnest deposit up front.

      The blog will survive but the format will be must shorter and way less commentary. I just need to spend less time here and refocus it on more important matters, like wife and clients. And travel for the joy of it instead of trying to TBBify it you know. It’s all good, blessed to be here making an impact to all five of you lol.

      And go Detroit Lions and Pistons. I am staying silent about Michigan woohoo.

  7. Tardy,
    Good morning Buzz,
    Thanks for another great post. Sorry your retirement plan didn’t work out like you were expecting.
    Hopefully it’s a blessing, an opening to a better situation in the long run. I too am in the same boat as you and some of the fellow TBB’ers as far as retirement plans.
    Great story The Family plan.
    Have a great week Buzz

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