We bring you details on the Southwest companion pass, bank bonuses, TikTok financial advice, the Biden era begins, travel to Utah and Budapest, the best Covid-19 coverage, a few remaining Trump beatings, some timely information about what is happening in the financial markets, how a Rwandan butcher was finally caught, some awesome links from Inauguration Day and a lot more for you to enjoy over the weekend!
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You may have noticed that there are some crazy things happening in the investing world these days. Like, amateurs who have no idea what they are doing thinking they are geniuses. And they sell “advice” in TikTok of all places. Here was Chad: “I see a stock going up and I buy it. And I just watch it until it stops going up, and then I sell it. And I do that over and over, and it pays for our whole lifestyle…up is good. down is bad. I just ride the upward trends and when they start going down jump off lol..” I mean, I had mixed feelings ranging from rage to just feeling sorry about them and more importantly everyone looking at this shit. Be careful out there!
I had never heard of Amanda Gorman. I don’t send many things to my kids. This was one I sent them, so inspiring!
Great resource on the vaccines, I have bookmarked it.
I predict, with Trump gone, this blog will feature a lot less material about him. But please allow me a few more mentions because it is important for history that we do not repeat the same mistake. I love the tone of the new administration already, so welcome! The nastiness is gone, good riddance!
MILES & POINTS
HOT CREDIT CARD OFFERS: 75k Chase Ink Cash, 75k Chase Ink Unlimited, 100k Chase Ink Business Preferred, 60k Chase Sapphire Preferred, 80k for all three personal Southwest cards, 60k Citi Premier, 65k AA CitiBusiness Platinum Select, 50k AA Citi Platinum Select, 20k Chase Freedom Flex & Chase Freedom Unlimited, 75k AMEX Platinum, 85k AMEX Business Platinum, 50k Chase World of Hyatt, 150k AMEX Hilton Aspire, 130k AMEX Hilton Business & Hilton Surpass, $250 AMEX Blue Cash Preferred, $300 AMEX Blue Cash Everyday, 140k Chase IHG Rewards Club Premier, and many more! Please use my Affiliate links.
If you do not see a credit card with my affiliate links, perhaps I could refer you? Contact me please, thank you!
My REFERRAL links for the 100k Chase Ink Business Preferred, 75k Chase Ink Cash and 75k Chase Ink Business Unlimited.
Newbies: Southwest is a really well run airline. It has been consistently profitable and its success is derived by how well managed it is. And how good they treat their employees, imagine that! Yes, the airline has a weird way it makes its passengers board their planes and there are no assigned seats, you just board based on the number on your boarding pass and grab the best seat you can find that is open. I like flying Southwest Airlines like most passengers do. We can always cancel without paying a fee, a super friendly consumer policy the airline always had. And of course there was never a fee for a bag too. So, if you are going to fly at some point, if you are a responsible individual with good money habits and love deals, Chase is still offering three personal Southwest cards with 80,000 point signup bonuses and a business card with 100,000 points! And you could even score a Companion Pass easier this year: Southwest Offering Companion Pass with Lower 100,000 Point Requirement This Year. The famous Companion Pass allowing you to bring along another passenger for free can now be had for just 100,000 points in 2021. It is amazing this Southwest deal has lasted for so many years! If you decide any of these cards are for you, they are available with my links above or you can use my REFERRAL links as well, thank you. Whoever gets a credit card in my site makes a promise to ALWAYS pay the FULL balance every month ok? Yeah, you do not have to fly anytime soon you know and you can still earn enough points for several future flights for free, what are you afraid of? 🙂
Bank account bonuses have always been around. Along with investment account bonuses. Back in the E*Trade baby ad days I managed to churn repeatedly bonuses with this company that they banned me lol, oh how I miss those days. In recent years I hardly bother with these bonuses because they take lots of mental real estate to properly execute. There are certain requirements to fund them, keep the funds locked in for a certain period and giving up the tiny interest you can earn these days, make sure you receive the bonus and then eventually move the money/close the account. In the meantime, you will likely receive a 1099 tax form making the bonus taxable and on the way out you may get hit with an account closing/transfer fee. All along this process you may encounter a customer service issue and/or the company refusing to honor your bonus because you did something wrong, so good luck! I have found HSBC and Citibank to be notorious for making your life miserable, beware! I do not care how high the bonus is, I avoid them like the plague for banking bonuses. Having said that, if you can keep meticulous records this can be profitable, for example: Bank Account Bonus Goals for 2021. For a resource for this type of bonuses, check here: Best Bank Account Bonuses for January 2021.
United has this ongoing Mile Play promotion that I have never been eligible for. Maybe because I do not remember the last time I had to pay for a United ticket lol. It appears to be geared towards United MileagePlus members who actually have flown United recently. If you want to waste your time to see if you have been targeted, click HERE.
Spirit Airlines is out with a new frequent flyer program, it is too going revenue-based. Like anyone cares! I guess the program gets to the main leagues now that it does not punish members expiring their miles after just three months (think about how ridiculous was that!). The miles will now expire after 12 months without activity, you can pool family members and, please sit down, you can achieve Silver and Gold elite status, woohoo! Some bloggers known for
their expertise ( selling travel rewards credit cards) were way too cheerful about the revised program and it leads me to believe there may be Bank of America affiliate links coming soon so they were preparing the ground to sell them? Do NOT buy, the credit cards and flying this airline sucks. Actually, I flew Spirit once (for free) and it was fine.
This blog started about my miles and points
hobby addiction to do what it has really been about: Travel! We will get back to it soon. Until then, we will stick to virtual travel and click the awesome travel links I bring you ok? 15 Fantastic and Fun Day Trips from Salt Lake City.
You may have noticed there is a new team in Washington DC. All travelers flying to the US must provide a negative Covid test and self quarantine. A friend of mine recently visited Thailand and was sending us messages from his VERY strict hotel “prison”…so, until we do something similar I doubt this will have any teeth here! But the point is to reduce travel and add yet another weapon to fight the pandemic. It will take a village…of weapons to win this war! But when I see friends on Facebook posting their amazing travel photos I keep shaking my head…
I always wanted to do this and now we may have a shot at it, post pandemic that is (unless you live nearby or within a drive you are willing to take): One of the World’s Most Exclusive Hikes Just Got Easier to Visit.
Amazing picture of the Hungarian parliament in Budapest.
What a cliff in the Pennine Alps of Switzerland!
Amazing growth in Delhi, wow! The Most Populous Cities in the World.
Wow, we now have a National Plan to fight Covid-19. Imagine that, a year later! Since you won’t read
200 198 pages, here is a summary: Biden unveils Covid-19 plan based on ‘science not politics’ as he signs new initiatives.
Really well made video: Vaccines 101: How vaccines work.
I have been saying for a long time that science will save us. This virus will likely still surprise us but we are making progress and I was very excited after I read this: The Second-Generation COVID Vaccines Are Coming. After Pfizer and Moderna, a slew of other candidates could fill gaps in efficacy, production, or distribution.
With new strains coming up so often lately, the virus is raging everywhere. Even in Japan! Hospitals in Japan close to collapse as serious Covid cases soar.
No chance of that happening in Vietnam, seeing pics of a friend living there and I wish I was there too, everything looks so normal! Oh, still 35 deaths IN TOTAL: Asia’s COVID recovery: Vietnam’s breakout moment. Apparently, it “magically” disappeared only in Vietnam which even shares a border with China!
You know I love reading the memos of Howard Marks. Not that I always agree with him, I certainly don’t. So, always seek out views different than yours. Except Fox News, Newsmax and OANN woohoo! Ok, seriously, this is a wonderful read about the current investing environment. And trying to differentiate between the growth vs value styles. Warning: It is long and the topic is dry but Howard has this gift of writing so clearly I wish I had it here so I can be a legend like him. Something of Value. Key is to remain flexible, the investing world is unknown and changes constantly! Stick to your plan, you have one right?
This follows the theme I started in the TOP PICKS above that this is very dangerous! Terrible financial advice is going viral on TikTok. Be careful out there!
There have been some trends in investing that stuck for many many years. And then BOOM, they reversed! This gives a great summary of what happened: When Secular Trends Reverse.
When secular trends reverse, no bell is rung, and no one can believe that a shift has actually occurred.
He is not wrong: Baupost’s Seth Klarman compares investors to ‘frogs in boiling water’. But…remain flexible 😉
I thought the ex-wife of Bezos will easily be #1 but she is #3, wow! The 50 Richest Women in the World in 2021.
I promise that the Trump beatings will go way down soon! But as we are all still traumatized by his era, please allow me to continue them here for a little longer, thanks! But we start out with something way more positive and hopeful for our future: The Best Photos From The Inauguration Of Joe Biden And Kamala Harris.
But before I get attacked for being one sided, for the record, I despise how CNN suddenly made the Covid-19 death count disappear from the screen when Biden became President, some Antifa type assholes burned a bunch of stuff again in Portland, and Biden is spotted without a mask in federal property after issuing a mask mandate, come on man! Take advantage of the short honeymoon you have, don’t give them any reasons to blow it so fast. I remember how four years ago I wished Trump all the best here…Obviously, I was so wrong!
Please allow me: The 15 most notable lies of Donald Trump’s presidency. History will remember.
All the insurrectionists filmed themselves, I mean, how can you not lol at them? What Parler Saw During the Attack on the Capitol. And all the videos have been saved for authorities, lock them up!
Wow: “A River of Lies: 23 Women on Four Years of Covering Trump. Devastating…
Ok, I saved the best for last. This is the most vicious beating of Trump I have seen to date, I was a bit uncomfortable with it even though I totally despise the guy: The Last Day of Disco(rd). It starts out like this and gets even angrier!
This is the last day of Trump’s presidency. He leaves an unfathomable amount of devastation in his wake and may not face any consequences for all the wrong he has done. He will leave no legacy beyond the stench of rank incompetence. I am tired of reciting all his crimes, misdeeds, and failures. Trump was a cruel, petty tyrant of a president who surrounded himself with similarly terrible people, slobbering sycophants, and political operatives who knew they could advance their agendas so long as they told him what he wanted to hear.
Ok, last one I promise!
It took a long time for this butcher to be captured! The Epic Hunt for One of the World’s Most Wanted Men. He was one of Africa’s richest moguls and helped unleash the Rwandan genocide of 1994. Then Félicien Kabuga vanished and stayed hidden for more than two decades—until recently, when the United Nations’ war crimes detectives picked up his trail and began to close in. LOCKHIMUP!
Bet you have never seen a parrot singing Led Zeppelin!
Epic photography here: Winter Wander, a Celebration of Snowy Peaks.
We are now entering BLOG BUZZ, a section for advanced hobbyists and veterans of this fast imploding hobby and also a section where I go on and on about some stuff that happens in my life because it helps me feel better about myself.
I am definitely not going anywhere before I get vaccinated. And I don’t have lots of Alaska Airlines miles. If you do, this may interest you at some point I guess: Maximize Alaska Mileage Plan One Way Stopover Awards.
Some new data points how the Amex Pay Over Time feature may impact how many of its products you can have open: AmEx Slots.
Really nice tables for each airline using these: Things to Keep in Mind About Airline Travel Bank Credits.
Tomorrow I complete my 15th night “stay” in a local Hyatt Place and I expect to be Hyatt Globalist by the end of the month. Here comes another free Hyatt night. I then need to pace myself on the $15k spending on the World of Hyatt Visa card to make sure I cross it as late as possible before my card anniversary (in mid September) to ensure that Hyatt free night cert has a longer expiration as possible. I will look for status match possibilities soon after the Globalist status is reflected in my account. I still shake my head on the World of Hyatt elite names: Discoverist, Explorist and the stupidest of all…Globalist…which sounds like Deep State or something woohoo!
I watched the first press conference of the White House Press secretary and I was struck and so relieved that it was so completely normal. And I thought, how refreshing is that!
I am hopeful normalcy will return in some form by the Fall…I really have no idea when we will get the vaccine here in Michigan…Meanwhile, that strain from Britain is here at the University of Michigan in Ann Arbor from someone who traveled there. The thing is she tested negative two days before flying back, and even a few times AFTER that but on the 8th day she tested positive. And she infected seven others so far, probably more. And Michigan is supposed to open restaurant dining on February 1st smh! When will this nightmare end?
And I leave you with this…
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